BHIM Payments App Triples Volumes in one Year, TG Emerges Key Growth Hub

Metro India News | Hyderabad 

The BHIM Payments App, developed by NPCI BHIM Services Limited (NBSL), has recorded a sharp surge in usage over the past 12 months, with transaction volumes more than tripling between June 2025 and May 2026.

The platform’s monthly transactions rose from 79.64 million in June 2025 to 244 million in May 2026, reflecting rapid adoption of digital payments across India. In May 2026 alone, BHIM processed transactions worth Rs 26,952 crore, underscoring its growing role in everyday financial activity.

Telangana has emerged as one of the fastest-growing markets for the app, mirroring national trends. The state also recorded a threefold increase in transaction volumes during the same period. Everyday spending categories dominated usage, with groceries accounting for 23.9% of merchant transactions, followed by food outlets at 18.1% and quick commerce at 11.6%. Other segments included dairy and bakeries (3.2%), fuel stations (2.8%), e-commerce (2.2%) and government services (2.0%), highlighting deepening digital payment penetration in routine life.

According to Lalitha Nataraj, MD & CEO,  NBSL, the growth reflects how digital payments are becoming embedded in daily consumer behavior, especially across essential spending categories. She noted that the company continues to focus on simple, seamless and accessible payment solutions.

Feature Expansion and Inclusion Focus

BHIM’s expansion has been supported by features designed for inclusion. The app now supports more than 15 regional languages, including Telugu, and is optimized for low-connectivity environments to reach rural and semi-urban users.

The platform is also seeing growing adoption of UPI Lite and RuPay credit card payments on UPI, signaling a shift towards more flexible payment options.

One of the key innovations, UPI Circle, allows users to authorize trusted contacts to make payments from their account within a monthly limit of up to Rs 15,000 and validity of up to five years, enabling controlled shared access for families and dependents.

Additional offerings include family mode for shared payments, BHIM Bank Plugin to support banking apps with UPI integration, reward-driven adoption programs, and partnerships with merchants and transit systems including Chennai Metro and Delhi Metro. 

Security and Digital Trust

Addressing concerns around cyber fraud, Lalitha Nataraj  highlighted safeguards such as safe card usage practices, SIM binding, quick verification checks after incidents, and increased awareness initiatives supported by enhanced technology frameworks.

The company reiterated its broader vision of strengthening India’s digital payment ecosystem while ensuring secure, trustworthy, and inclusive access for all users.