Confederation of Real Estate Developers Association of India (CREDAI) Hyderabad on Friday welcomed RBI’s 25 basis point rate cut emphasized that the move supports affordable housing, buyer confidence, and sustainable growth in Hyderabad’s real estate sector. N Jaideep Reddy, President, CREDAI Hyderabad said that with the 25-bps reduction in repo rate and a cumulative reduction of 125 basis points in 2025, banks have the mandate and the means to transmit these benefits to homebuyers encouraging home buyers to avail cheaper home loan rates.

B. Jagannath Rao, President Elect, CREDAI Hyderabad said that the consistent rate reduction in the monetary policy gives homebuyers a window to lock in historically low rates and substantial savings. Kranthi Kiran Reddy, Gen Secretary, CREDAI Hyderabad opined that lower interest rates directly increased purchasing power and could now qualify for larger loan amounts while maintaining the EMI burden. He complemented that this offers a perfect combination for sustained success and growth.

As per CREDAI, for a Rs 75 lakh loan over 30 years, buyers save nearly Rs 4.76 lakh in total interest. The cumulative 125 bps reduction for the year delivers Rs 800-Rs 1,000 monthly relief on a Rs 50 lakh loan.