Final installment delay leaves Indiramma Housing beneficiaries waiting

Metro India News | miryalaguda

The Telangana government is implementing the Indiramma Housing Scheme to help low-income families achieve the dream of owning a permanent home. Under the scheme, 3,000 houses have been sanctioned for the Miryalaguda Assembly constituency, with 659 houses allocated to Vemulapally mandal. While some homes have reached the roof slab stage, others have already been completed.

Although the government has assured beneficiaries that payments would be released promptly after construction, residents say the situation on the ground is far from satisfactory. Under the scheme's guidelines, financial assistance is released in four installments. However, beneficiaries allege that the final instalments has not been credited. They have already received Rs 400,000 through the first three installments, covering construction up to the roof slab level, while the remaining final installment of Rs 100,000 is still pending.

Families who borrowed money to complete construction say they are now forced to wait indefinitely for the last payment, despite having finished their homes several months ago. According to beneficiaries, government payments are released without major issues during the initial stages of construction, including site marking, foundation work, wall construction, and roof slab completion. However, the final payment has yet to be released. Families that borrowed additional funds to build better-quality homes say the delay in the last Rs 100,000 installment has left them in a difficult financial position, making it challenging to complete minor finishing works and move into their new houses.

Beneficiaries say they began construction with the expectation of receiving the full government assistance of Rs 500,000 under the Indiramma Housing Scheme. However, rising prices of cement and steel—reportedly driven by global market disruptions following the conflict between the United States and Iran—have significantly increased construction costs. Many families were forced to take loans to complete their homes, and the delay in receiving the final installment has added to their financial hardship.

Meanwhile, the selection process for the second phase of Indiramma Housing beneficiaries is progressing, with priority being given to homeless families and those living in temporary huts. However, delays in settling payments for first-phase beneficiaries have created apprehension among prospective recipients. Many are reluctant to begin construction, fearing they too may face delays in receiving the full financial assistance promised under the scheme.