The events featured active participation from local administration, public representatives, and officials from banks, insurance firms, and other financial institutions

The government’s nationwide campaign “Your Money, Your Right” has successfully facilitated the return of approximately Rs 2,000 crore in unclaimed financial assets to their rightful owners during October and November 2025.

Launched on October 4, the campaign aims to simplify the settlement of dormant financial assets, including bank deposits, insurance claims, dividends, shares, mutual funds, and pensions. The initiative is part of a broader effort to strengthen financial inclusion and ensure citizens reclaim funds due to them.

From October to December 5, 2025, district-level camps were organized in 477 districts across India. The events featured active participation from local administration, public representatives, and officials from banks, insurance firms, and other financial institutions. Citizens benefited from on-ground digital demonstrations, helpdesks, and guided support to streamline the claims process.

To enhance awareness, standard operating procedures (SOPs), FAQs, educational material in major regional languages, and short video messages were widely circulated. Major financial regulators, including the Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI), Insurance Regulatory and Development Authority of India (IRDAI), Pension Fund Regulatory and Development Authority (PFRDA), and Investor Education and Protection Fund Authority (IEPFA), collaborated to ensure smooth execution.

Existing platforms like RBI’s UDGAM for unclaimed bank deposits, IRDAI’s Bima Bharosa for insurance claims, and SEBI’s MITRA for mutual funds enabled citizens to track and claim their assets more efficiently.

In related financial updates, the Minister of State for Finance, Pankaj Chaudhary, highlighted that 75,105 loan accounts have been sanctioned under the Tarun Plus Scheme (Rs 10–20 lakh) since October 2024, with a default rate of 6.88% for loans backed by the Credit Guarantee Fund for Micro Units. He also noted that public sector banks’ gross non-performing assets (NPA) stood at Rs 2,64,710 crore, while private lenders’ NPAs were Rs 1,36,270 crore as of September 2025.

Separately, the government has raised Rs 72,697.40 crore through Sovereign Green Bonds, with proceeds funding clean transportation, renewable energy, and sustainable natural resource management. Investors responded positively, offering a greenium of 7 basis points in the latest auction.