UCO Bank announces 2025-26 results

Metro India News | kolkata

UCO Bank on Saturday announced financial results for the quarter and year ended March 31, 2026, marking continued growth in business, profitability and asset quality while maintaining a strong capital position. The bank’s total business stood at Rs 5,90,314 crore as on March 31, 2026, registering a 14.95% year-on-year (YoY) growth. This was driven by a 19.44% increase in gross advances to Rs 2,62,752 crore and an 11.59% rise in total deposits to Rs 3,27,563 crore.

For the fourth quarter (Q4) of FY 2025-26, UCO Bank posted a net profit of Rs 801 crore, up 22.66% from Rs 653 crore in the corresponding quarter of the previous year. Operating profit for the quarter stood at Rs 1,573 crore. Global Net Interest Margin (NIM) was at 3.00%, while domestic NIM stood at 3.19%.  For the financial year 2025-26, operating profit grew 6.49% YoY to Rs 6,429 crore, while net profit rose 13.21% to Rs 2,768 crore from Rs 2,445 crore in FY25.

Net Interest Income (NII) increased 5.89% to Rs 10,197 crore. Annual ROA stood at 0.79%, and fee-based income grew 25.40% to ₹1,733 crore. As on March 31, 2026, UCO Bank had a network of 3,412 domestic branches, two overseas branches (in Hong Kong and Singapore) and one Representative Office in Iran. The board has recommended a dividend of 4.40% (Rs 0.44 per equity share of Rs 10 face value) for FY 2025-26, subject to approval by shareholders at the ensuing Annual General Meeting.

MD&CEO of UCO 

Bank Ashwani Kumar