Metro India News | Hyderabad 

Kalyan Kumar, Managing Director and Chief Executive Officer of the Central Bank of India, began his two-day visit to Hyderabad on October 29, marking his first official tour since assuming charge on September 30, 2025.

During his maiden visit, a town hall meeting was held where he interacted with employees and outlined his strategic vision for the bank. He emphasized the need to rebalance the bank’s loan portfolio, which is currently concentrated in Retail, Agriculture, and MSME (RAM) sectors, by strengthening corporate lending. He said the bank must play a greater role in the corporate credit segment to ensure sustainable interest income growth.

Kalyan Kumar also noted that nearly 60% of the bank’s advances are linked to the repo benchmark rate. While customers benefit immediately from rate cuts, the slower re-pricing of deposits has led to a decline in the bank’s net interest margin — from 3.41% in September 2024 to 2.89% in September 2025.

As part of his Hyderabad visit, the MD & CEO will meet key corporate and export clients on October 30 to explore new partnerships and growth opportunities.